![Overspending in America – Statistics and Facts [Infographic]](https://www.epidemicfun.com/wp-content/uploads/2012/12/overspending-in-america-200x150.jpg)
Only 50% of Americans are setting up a monthly budget, out of which 21% fail to meet the budget at least six months out of every year. Only 44% of Americans understand that a credit score measures the risk of not repaying a loan, rather than their debt or financial resources. 52% of Americans are spending more than they earn, out of which 21% regularly have monthly expenses in excess [ Read More ]